WEST MIDLANDS PENSION FUND

The joiner process and automatic enrolment

When you are enrolled into the scheme, your employer will automatically arrange for contributions to be deducted from your salary.

Your employer will also send us a joiner file so that we can create a pension record for you. Once we have processed your joiner file, you will be sent a membership certificate to your home address.

What is a membership certificate?

The membership certificate is a letter confirming your enrolment into the scheme, and the details we hold for you. If any of  your personal details are incorrect, you can update them using the Pensions Portal.

What is automatic enrolment?

Automatic enrolment is a Government initiative to help more people save for later life through a pension scheme at work. It requires employers to automatically enrol their eligible jobholders into a pension scheme and to contribute to it.

If you are a new employee who is eligible to join the LGPS you will be entered into the scheme when you start (if you are under age 75 and have a contract of employment for three months or more) as part of your contract of employment. If you subsequently opt out, your employer will be required to re-enrol you into the LGPS approximately every three years on a set re-enrolment date, if you are an eligible jobholder. If you were either a non-eligible jobholder or an entitled worker when you opted out of the LGPS your employer will be required to put you back into the scheme the first time you become an eligible jobholder.

For more information, please visit the LGPS Member - Automatic Enrolment