Search site

Contributing Member


Your retirement is a goal to look forward to. If your retirement is to meet your expectations, you need to plan for when you give up working.

Your retirement income and benefits, over and above the state pension, will in general be provided by Local Government Pension Scheme (LGPS), a personal pension plan or a stakeholder pension scheme.

The cost to you

Like most pension arrangements, you will pay contributions towards the generous benefits that you build up in the scheme.   But you're not alone - your employer pays too. The cost to you is calculated using the actual pay you earn and on the pay bands listed below:  If you are in the 50/50 section of the scheme you will pay half the contribution rate shown for the relevant pay band.

The contribution bands for 2017/18 are shown below:

Contribution bands 2017
Contribution bands 2017

If you pay tax, you will receive tax relief on your contributions to your pension with the West Midlands Pension Fund.

You can make extra contributions to increase your retirement benefits by making additional pension contributions (APCs) to the Fund or additional voluntary contributions (AVCs) to Prudential, the Fund's additional voluntary contribution provider. Check both options to see which would suit you most.

Powered by GOSS iCM