Transferring in a pension

You may be able to transfer pension rights into the LGPS from:

  • a previous LGPS fund
  • a previous employer's pension scheme
  • a self employed pension plan
  • a pension 'buy-out' policy
  • a personal pension plan
  • a stakeholder pension scheme
  • an Additional Voluntary Contribution (AVC) arrangement

In some cases, pension benefits from an overseas pension scheme can be transferred into the LGPS.

It is not possible to transfer a pension credit into the LGPS. A pension credit is a share of an ex-spouse's, or ex-civil partner's, pension benefit that can be awarded by a Court under a Pensions Sharing Order following a divorce or the dissolution or a civil partnership.

Transferring your pension rights is not always an easy decision to make, and you may wish to seek the help of an independent financial adviser.

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