Pension Portal

To register for your new account please visit the Pensions Portal. (Please note that you will need to register for a new account even if you were registered on the existing portal).

Click “Register” under “New user Registration” and follow the quick and easy steps below:

• Step 1 – View all the information in “things you will need” and select “I’m ready”
   
• Step 2 – Please type in your “Personal Identification Code” which is detailed in the letter you will receive off the Fund if you have not already, please then select “Next”.
   
• Step 3 –Verify it’s you - Input your National Insurance Number & your Date of Birth and click “Next”.
   
• Step 4 – Create your account - Type in a username of your choice along with a password and select “Next”.
   
• Step 5 – Verify your email - Input your email address and click “Send email” and type in the verification code which has been emailed to you and select “Next”.
   
• Step 6 - Securing your account – You now need to secure your account by setting up a second level of security, you can choose one of the following:
  • Using an SMS text message that is sent to your mobile phone with a one-time-only code for access to the system.
  • Using an Authenticator App on your smartphone, such as "Google Authenticator"
  • Once you have secured your account click “Next”.
     
• Step 7 – Sign in - You should now see a screen which confirms that your account has been created and you can select “Take me to sign in”.

Congratulations! You can now take control of your retirement and manage your benefits online!.

Unsure of your Username?

Your username is unique to you. You would have created it when you registered for your new Pension Portal account.

If you have forgotten your username or password you will need to select either forgotten username or password. If you have forgotten both you will need to reset your username first and then the password second.

To reset your username select “Forgotten Username”

You will be prompted to enter your registered email address.

Enter your email address and select ‘Send Email’. A reminder of your Username will be sent your email address. Once you have this click ‘Take me to Sign in’ and enter your login details.

Unsure of your Password?

If you have forgotten your password click ‘Forgotten Password’ and the screen will then change to start the reset password process.

You should now get a box which says “Please enter the username associated with your account” which you will need to type in your username and click “Next”.

Create a new password which meets the minimum password requirements and select “Next”. (Should the minimum password requirements be outlined here)

Your password has now been reset and you will now get an email to confirm your password has been changed.

Once you have registered for a Pensions Portal account you will be able to login and manage your benefits online.

How to login:

• Visit the Pensions Portal
• Enter your Username which is unique to you. You would have created this when you registered for your new Pension Portal account. (please remember that this field are case sensitive)
• Enter your password (again, the answer is case sensitive)
• You will then need to pass security by typing in the code which you can choose to be sent to you via SMS or you can use an authenticator app.

You should then have full access to your Pension Portal account.

Q: I need a cash equivalent transfer value, can I calculate this on the Pensions Portal?

A: You can't calculate a cash equivalent transfer value on the Pensions Portal but the Fund can calculate one transfer value in any 12 month period for you. To request a transfer value, please send us a secure message using the 'My Messages' feature of the Pensions Portal. Transfer values vary depending on whether they are for pension transfer or for divorce valuation purposes, so please let us know which type of value you need in the secure message.

Q: I’m an active member - when will I be able to run estimates on my Pension portal account?

The estimate feature for our new Pension Portal is currently under development and we will advise members when it is available. In the meantime, if you are an active member, you can look at your Annual Benefit Statement which shows the amount of pension you currently have without early retirement reductions. It also shows a forecast of your pension to your Normal Pension age.
 
If you would like some assistance with understanding your Annual Benefit Statement, please visit Your Annual Benefit Statements Newsletters where you will find the FAQs and additional support.

When you have viewed your statement with the current position you can then view the reduction factor table which will assist in providing a guideline figure.
 
Q: I’m a deferred member – when will I be able to use the Pension portal to ‘retire online’?

The Fund is currently working on the Deferred Retirement online process and will notify deferred members when it is available.
 
The retire online feature is only available to deferred members and allows you to select a calculation date,  view instant figures including the maximum lump sum option and also provides the forms needed to claim your pension benefits with us and the option to submit relevant documents.
 
If you are a deferred member and age 55 or over currently, and you would like to access your deferred pension within this current financial year,  please contact us to request for a formal retirement quotation.
 
Q: I am a Pensioner member, when will I be able to change my banking details on my Pension portal account?

This feature is currently in development and will be made available soon. In the meantime, if you would like to change your banking details you can write to the fund at our address: West Midlands Pension Fund, PO Box 3948, Wolverhampton, WV1 1XP.
 
If you have a payslip at home from the Fund you can also use the reverse to confirm your new banking details. To speed the process up you can submit this via a “Secure Message” on the Pension Portal.
 
Q: The QR code does not work on the registration letter I have received?

We’re sorry that your unable to access the portal via the QR code, please visit the Pension Portal. The step by step guidance remains the same and should you need it you can select the relevant user guide.
 
Q: What is Two- Factor Authentication?

Two-Factor Authentication is integrated in our Pension Portal to provide an additional layer of security for your account, it means you will need more than just your login name and password to access your details online as your security is important to us.

Two-Factor Authentication is part of the registration process and you will be prompted on when to set it up.

When setting up Two Tactor Authentication you can pick which method you prefer. This could be by receiving a text message after you have entered your login and password with a time sensitive security code for you to enter or by downloading an authenticator app from the Appstore e.g. google authenticator.

• If you decide to use text messages, you’ll need to enter your phone number and confirm it.
• If choosing an authenticator app, once you have downloaded the app on your phone, click on the ‘enable Two-Factor Authentication’ button on the website, choose ‘Yes’ to enable, click on the ‘authenticator App’ button and then use the app you have downloaded to scan the QR code shown on the your letter. Your app will then tell you it has added an account, and show a code which will change every several seconds. Entering the code on the website completes setup.

The next time you log into the website with your username and password, you will be prompted for the latest code to continue; that code will either be sent in a message to your phone, or can be found in your authenticator app, dependant on the option you have selected.
 
Q: Do I still have the facility to send the Fund a secure message through my Pension Portal account? 

Yes, you can contact us through secure message function on our Portal. We aim to process this as quickly as possible however during busy periods this can take up to 10 working days (this may take a little longer during busy periods).
 
Q: I have tried to register but my Personal Identification Code does not work, what do I do?

If the Personal Identification Code (PIC) sent to you via post does not work then you will need to be issued with a new code, please contact us.

Alternatively, you can call our Customer Services contact centre who will then be able to start the process of issuing you a new PIC code to your email address usually with 6 working days.

The new PIC code will be emailed to you once it has been reset.
 
Q: I share an email with someone else and it won’t let me register for portal.

Unfortunately, once an email address has been used to register for one account it cannot be used again for security reasons. Therefore, if you share an email address with someone else, only one of you will be able to use it.
 
If you would still like to register, you could create a new personal email account to enable you to login to the Pension Portal or alternatively if this is not possible, you can request all documentation to be sent to you in paper via the post. Please send this request in writing to West Midlands Pension Fund, Po Box 3948, Wolverhampton, WV1 1XP.
 
Q: I am partway through the registration process but the verification codes for the 2 factor authentication aren’t coming through via text?

We are aware that in some cases there may be a delay in receiving the codes. If yours has not come through, please wait 24 hours and begin the registration process again. If the problem persists, please contact us and will we be happy to assist.
 
Q: What should I do if my account is disabled?

There may be a few reasons why this has happened, but don’t worry our team can resolve this for you.
Please contact us via email here and provide a screenshot of the error message you are receiving and confirm the time and date the issue occurred we will then review your account and provide the next steps in reinstating your access as soon as possible.
In the mean-time if there is any specific information you need whilst your account is with our team please contact our Customer Services contact centre who will be happy to assist.
 
Q: When I log into my account, it says ‘No Documents’ why would this be?

The Fund have mapped all documents across to the new Pension Portal for every member, however there may be a slight delay of up to 60 seconds for your documents to appear when you have clicked to view them.
 
Please leave your device to load the documents without refreshing or clicking the ‘back button’ and rest assured they will appear in your document’s list.
 
Q: I don’t want to register for Pensions Portal and would prefer to receive paper communication.

The Fund want to ensure that all member’s receive their pension information in the format that suits them best - If you would like to receive all communication from us via post then please contact us.